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Housing Rehabilitation Program
Housing Rehabilitation Program
Deb Laurie
Senior Project Manager
3 Pond Road
Gloucester, MA  01930


Monday - Wednesday 8:00 - 4:00
Thursday 8:00 - 6:30
Friday 8:00 - 12:30

Due to overwhelming interest the Rehab Loan program is currently accepting names for our wait list. If you are interested please contact the Grants team at or 978-325-5238.

The Housing Rehabilitation Program, through the Grants Office of the City of Gloucester, offers deferred payment, 0% interest loans to owner-occupied properties (1- 7 units). Funding is provided by the U.S. Department of Housing and Urban Development through the Community Development Block Grant (CDBG) Program.  

The Housing Rehab Program will provide assistance to homeowners in need of emergency repairs, building/health code violation repairs, and/or other repairs in order to improve the safety, accessibility, and energy-efficiency of their home.


Owner-occupied single and multi-family properties are eligible for rehabilitation assistance.

1) Property must be owner-occupied; 
2) Property owner and/or tenant MUST fall within HUD Income Guidelines at the time of assistance;
3) Assistance is provided as deferred payment, 0% interest loans.

In cases of demonstrated need (such as deleading), the Grants Office will provide a deferred, 0% interest loan to assist owners of investment residential rental properties under 7 units. Larger rental properties will be directed to alternative funding opportunities.  Please call the office to discuss further.


The full City of Gloucester Housing Rehabilitation Program Policy is available here:  City of Gloucester Housing Rehabilitation Program Policy.
The Program Policy outlines requirements for eligibility and the rehabilitation process.

Thank you for your interest in the Gloucester Housing Rehabilitation Program. Applications are provided below. Applications may be mailed or dropped off to:

City of Gloucester Housing Rehabilitation Program
3 Pond Road
Gloucester, MA 01930.

Tenant Application: Tenant Income Certification


The City of Gloucester's Housing Rehabilitation Program is actively seeking qualified general contractors and deleaders for federally-funded housing rehabilitation projects. You may receive preference in bidding if you are a qualified Section 3 or Women/Minority Business Enterprise. To find out more and to fill out an application, please contact Deb Laurie, Senior Project Manager, at 978-325-5238.

To start the application process please click the link below.
Housing Rehab - Contractor Application

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